Would you like to cancel your Debt Review or Debt Counselling?

On the 3^rdSeptember 2019, the Johannesburg High Court delivered a “full bench decision” which directed that the only way to get out of debt review is to settle all short term debts and to request a clearance letter from the debt counsellor after settlement of all debts(click here to read the full bench decision).

Even through the court has provided such a strict method of getting out of debt review, we pride ourselves in the fact we are still able to approach a court of law to proof that our client is not over-indebted. Should you wish to terminate the debt review process please provide the information below in order for us to assess whether you have a probable case to convince the court that you are not over-indebted/ capable of paying your own debts.

Complete the below if you want to terminate Debt Review

1. Name *

First

Middle

Last

2. ID Number *

3. Phone *

4. Email *

Confirm Email

Please enter your email, so we can follow up with you.

5. Who is/was your debt counsellor? *

6. If you were married at the time you went under debt review, was the debt review application a combined application (in the name of both parties for example, husband and wife)? *

7. The approximate date you were placed under debt review *

8. Is your debt review subject to a court order? *

Magistrates Court Order
Consent Order by National Consumer Tribunal
Do not know
No

9. Approximately when last did you make payments to the Payment Distribution Agency/Debt Counsellor? *

10. Have you received any cancellation documentation from your debt counsellor? *

11. Your income at the time you were placed under debt review was approximately *

12. Your current income *

13. Have you settled any accounts that were placed under debt review? *

No
I have settled some accounts
I have settled all accounts

14. Are you already making payments directly to your creditors? *

15. Are you aware of the fact that you will no longer have protection in terms of the National Credit Act and that the creditors may proceed to enforce a credit agreement if you do not have payment arrangements with regards to any outstanding amounts? *

Comment

Would you like to cancel your Debt Review or Debt Counselling?​

Complete the below if you want to terminate Debt Review

Would you like to cancel your Debt Review or Debt Counselling?